For many households, the festive season brings joy—but also extra costs. Gifts, food, travel and social events can add up quickly, and by January, even February, it’s common to feel overwhelmed by credit card bills or rising living expenses. 

If you’re looking at your post Christmas finances with worry, you’re not alone—and support is available.


If you’re struggling, the most important thing is not to ignore the problem. Start by:

  • Taking stock of your debts – list who you owe, how much, and when payments are due.
  • Prioritising essentials – rent, energy, food and council tax should come first.
  • Checking what support you’re entitled to – benefits, discounts, and grants can make a big difference.


Where to Get Free, Confidential Support

Our Tenancy Support team are here to help. You can find advice and support on our webpage, you can call us on 01302 862050 or pop along to one of our drop ins.


There are also several trusted organisations that can help you understand your options and take back control:

These services will never judge you or share your information without consent.


Remember - You’re Not Alone.


Financial pressure is something many people experience after Christmas. Reaching out early can prevent stress from building and help you move forward with confidence. Support is there to help you regain control—one step at a time.