St Leger Homes of Doncaster
Preparing to claim Universal Credit
MoneyWise logo

Preparing to claim Universal Credit

 

Universal Credit is paid every month in arrears and includes housing costs (money for your rent). Find out more about Universal Credit.    

You will be responsible for paying rent directly to St Leger Homes so it is vital to prepare in the following ways:

Get online

Most people will have to claim Universal Credit and keep it up to date online. You will need to regular access to the internet and you must have an email address. If you don't have the internet at home, you can get access for free at one of Doncaster's digital venues

If you're worried about not having the IT skills required, St Leger Homes and all Doncaster libraries run free beginner courses which includes how create your own email address. For more information call St Leger Homes on 01302 862743.

Pay your rent by Direct Debit

This is the easiest way to pay because your bank or building society makes the payment for you. You won't have to queue to pay in the post office or local store.  Find out more about Direct Debit

Have the right bank, building society or Credit Union account 

This is essential to be able to receive monthly Universal Credit payments and set up Direct Debits to pay your bills. The Post Office Card Account is not ideal for receiving Universal Credit because it doesn't offer services like Direct Debit and Standing Order and you can't have wages paid in.

South Yorkshire Credit Union offer a budget account to receive Universal Credit and pay essential bills. Find out more about the budget account.

Most high street banks offer basic bank accounts which do offer these services along with online banking which makes it even easier to manage your money. 

If you claim Universal Credit with your partner, you will receive a single monthly payment for both of you. Therefore you may wish to have it paid into a joint account to allow both of you to access your money.

Manage your money

Universal Credit will be paid monthly in arrears and you will have to wait around 6 weeks for your first payment. It is vital to start saving money now to see you through this period.

After the initial 6 weeks you will need to budget on a monthly basis to pay for the essentials like food and toiletries but also pay your bills like your rent, Council Tax and utilities. 

Opening a budget account with South Yorkshire Credit Union will help you achieve this and stop you falling into arrears. Find out more about the budget account.

If you think you may struggle, the Money Advice Service's Money Manager offers practical support and advice for those claiming Universal Credit. 

Find out how ready you are on the Department for Work and Pensions website.

Find out more about Universal Credit here.

Awards

Contact

St Leger Court
White Rose Way
Doncaster
DN4 5ND
Tel: 01302 862862
Powered by EasySite™ CMS