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Universal Credit
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Universal Credit


Universal Credit is a new monthly payment for working-age people. It has replaced the following benefits and tax credits:    

  • Housing Benefit
  • Jobseekers Allowance (Income Based)
  • Income Support
  • Employment and Support Allowance (Income Related)
  • Child Tax Credits
  • Working Tax Credit

Anyone who would have normally made a new claim for any of the above will now claim Universal Credit instead.

What are the main differences of Universal Credit?

Universal Credit is claimed online, it is paid monthly in arrears and your Housing Costs (money for your rent) will be included and paid directly to you. This means you will be responsible for paying rent.

The government has recently announced some changes to Universal Credit from January 2018. Click here to see if they affect you.

When will Universal Credit affect me?    


  • Working-age people who would have normally claimed one of the 6 benefits being replaced, will need to claim Universal Credit

  • Benefit claimants who have a particular change to their circumstances will also be required to make a new claim for Universal Credit. Click here for a list of these changes 

  • Single claimants already receiving Universal Credit under the 'live service' will be invited by the Jobcentre to apply Universal Credit under the new 'full service'

From 2019: 

  • Benefit claimants already receiving one of the 6 benefits being replaced will gradually migrate to Universal Credit  

How can I prepare for Universal Credit?

There are a number of things you need to consider when claiming Universal Credit. It will take around 6 weeks to receive your first payment so it's vital to save money now to see you through this period.

You will also need to have the right bank account, regular access to the internet and be able to manage a monthly budget. Click here for useful tips on how to prepare. 

Make a claim for Universal Credit

Click here to make a claim online.

Which benefits will continue to be paid separately?    

  • Local Council Tax Support (previously Council Tax Benefit)    

  • Child Benefit   
  • Jobseekers Allowance (Contributions Based)
  • Employment & Support Allowance (Contributions Based) 
  • Disability Living Allowance
  • Personal Independence Payment 
  • Carer’s Allowance        
  • Social Fund        
  • Other Benefits not listed above such as Statutory Sick Pay, Statutory Maternity Pay & Industrial Injuries Disablement Benefit
  • Other benefits such as Child Benefit, Personal Independence Payments and Contributions Based Employment & Support Allowance and Jobseekers Allowance will continue to be paid separately

Find out more about Universal Credit on the Money Advice Service website and at



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