Universal Credit is a new monthly payment for working-age people. It has replaced the following benefits and tax credits:
- Housing Benefit
- Jobseekers Allowance (Income Based)
- Income Support
- Employment and Support Allowance (Income Related)
- Child Tax Credits
- Working Tax Credit
Anyone who would have normally made a new claim for any of the above will now claim Universal Credit instead.
What are the main differences of Universal Credit?
Universal Credit is claimed online, it is paid monthly in arrears and your Housing Costs (money for your rent) will be included and paid directly to you. This means you will be responsible for paying rent.
The government has recently announced some changes to Universal Credit from January 2018. Click here to see if they affect you.
When will Universal Credit affect me?
Working-age people who would have normally claimed one of the 6 benefits being replaced, will need to claim Universal Credit
Benefit claimants who have a particular change to their circumstances will also be required to make a new claim for Universal Credit. Click here for a list of these changes
Single claimants already receiving Universal Credit under the 'live service' will be invited by the Jobcentre to apply Universal Credit under the new 'full service'
How can I prepare for Universal Credit?
There are a number of things you need to consider when claiming Universal Credit. It will take around 6 weeks to receive your first payment so it's vital to save money now to see you through this period.
You will also need to have the right bank account, regular access to the internet and be able to manage a monthly budget. Click here for useful tips on how to prepare.
Make a claim for Universal Credit
Click here to make a claim online.
Which benefits will continue to be paid separately?
Find out more about Universal Credit on the Money Advice Service website and at gov.uk