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Having Children


Having children can affect your income, and it can be easy to slide into debt if you are paying expensive childminding costs or relying on one income instead of two. However, whether you are a new parent or already have children, help and support is available. Below you will find links to clear and easy-to-understand information about benefits, going back to work and tax credits.

How much will having a family cost?

The Money Advice Service website has a range of useful information to help you calculate the cost of having a child.

  • Before the birth - help to sort out your money before the birth, benefits and entitlements for mums-to-be, plus how much is baby going to cost you?
  • Budgeting for a family - help to organise your household budget when you have less money coming in and more things to spend it on
  • Maternity paternity or adoption pay and leave - advice on whether you qualify for pay and time off while you look after your baby, plus what happens to your pension while you're off work
  • Benefits and entitlements for families - Child Benefit, tax credits, child maintenance and other financial help if you're on a low income or have a disabled child
  • Childcare - Advice on your childcare options and how much they all cost? Childcare vouchers, tax credits and other help you might get

I’m expecting a baby, what am I entitled to?

Find out more about Maternity Pay on the GOV.UK website

You may be entitled to Income Support if you are on a low income. Find out more on the GOV.UK website.

I’ve just had a baby and I don’t have much money

If you have a new baby and are on a low income, you may be entitled to a Sure Start maternity grant. Find out more on the GOV.UK website.

Tax Credits are money paid to you if you have children or you are on a low wage. You do not have to be paying tax to receive Tax Credits. Most families with children qualify for Tax Credits.

To find out more about Child or Working Tax Credit visit the GOV.UK website

You can use this calculator to work out how much tax credit you might be able to claim if you have at least one child.

You can find out more information about Tax Credits on the HM Revenue & Customs website.

My ex-partner doesn’t pay any maintenance for our child

If your ex-partner is not paying towards the cost of any children you have together, or not paying enough, find out more about claiming the maintenance you are entitled to through the Child Support Agency on GOV.UK.

Am I entitled to Child Benefit?

Child Benefit is a regular payment made to anyone who is bringing up a child. Find out more on the GOV.UK website.

I’m bringing up children whose parents have died, can I claim anything?

You may be entitled to Guardian’s Allowance. Find out more on the GOV.UK website.

My partner has died, can I claim anything?

If you have children you may be entitled to claim Widowed Parent’s Allowance. Find out more on the GOV.UK website.

I want to go back to work

Find information about benefits and help for parents going back to work on the GOV.UK website.

If you're going back to work and you've got children, you can get financial and practical help with childcare. From tax credits to flexible working arrangements, there's lots of support available to make your life easier. Find out more here.

Can I claim Child Tax Credit or Working Tax Credit?

Tax Credits are money paid to you if you have children or you are on a low wage. You do not have to be paying tax to receive Tax Credits. Most families with children qualify for Tax Credits.

To find out more about Child or Working Tax Credit visit the GOV.UK website

You can use this calculator to work out how much tax credit you might be able to claim if you have at least one child.

You can find out more information about Tax Credits on the HM Revenue & Customs website.

Can I get help with childcare costs?

If you have to pay for childcare for your children whilst you are at work, you may get help with with the childcare costs through Working Tax Credits. Find out more on the HM Revenue & Customs website.

You may also be able to pay for your childcare straight from your wages. If you do this, you won't have to pay Income Tax on the amount of childcare you pay for. This is normally paid as vouchers. Find out more about childcare vouchers on Moneysavingexpert.com.

Childcare vouchers may affect your entitlement to both the childcare element of Working Tax Credit and Child Tax Credit. To help you decide whether you would be better off with Tax Credits or childcare vouchers, visit the HM Revenue & Customs website.

If you claim help with your rent or Council Tax through Housing Benefits, you may also be eligible for help with the cost of childcare. You may be entitled to extra Housing Benefit and Council Tax Reduction if you are working full-time and pay a registered childminder, or other professional carer, to look after your children. Find out about claiming help with your rent and Council Tax on the 'Benefits'  page or find out if you qualify using our 'benefits calculator'.

Where else can I find information about benefits for families and children?

For more information about benefits for families and children, visit the Citizens Advice Bureau Adviceguide website.

Easy-to-understand information about benefits

Visit the GOV.UK website for clear and straightforward information about what benefits you may be entitled to and how to claim them.

Find out more about claiming benefits telephone Jobcentre Plus free on 0800 055 6688, 8am-6pm, Monday to Friday. Textphone 0800 023 4888.

If you want to make an enquiry about a benefit you already receive, telephone 0845 608 8508.

Work out what you might be entitled to

Use our benefits calculator to work out what benefits you might be entitled to.

You can also visit our ‘Maximise Income’ page  to find out what else you might be able to do to increase your income.

What help and support can I get locally?

Visit the Doncaster Families Information Service website for information about health, social care, education and other services that can offer support and advice to families and young people living in the Doncaster area.

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Contact

St Leger Court
White Rose Way
Doncaster
DN4 5ND
Tel: 01302 862862
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